html{scroll-padding-bottom:96px}.cal-fab{left:var(--cal-fab-left,max(16px, env(safe-area-inset-left)));bottom:var(--cal-fab-bottom,max(16px, env(safe-area-inset-bottom)));z-index:2147482000;border-radius:var(--cal-fab-radius,999px);border:var(--cal-fab-border,1px solid #ffffff2e);background:var(--cal-fab-bg,var(--cal-fab-bg-default,#111));height:44px;color:var(--cal-fab-fg,var(--cal-fab-fg-default,#fff));box-shadow:var(--cal-fab-shadow,0 6px 24px #0000002e, 0 1px 3px #0000001f);font:inherit;font-family:var(--cal-fab-font,inherit);font-size:var(--cal-fab-size,14px);font-weight:var(--cal-fab-weight,600);letter-spacing:var(--cal-fab-tracking,normal);text-transform:var(--cal-fab-transform,none);white-space:nowrap;opacity:0;visibility:hidden;-webkit-tap-highlight-color:transparent;align-items:center;gap:8px;padding:0 16px 0 14px;line-height:1;text-decoration:none;transition:opacity .22s,transform .22s,visibility 0s linear .22s,background-color .2s;display:inline-flex;position:fixed;transform:translateY(12px)}.cal-fab[data-state=on]{opacity:1;visibility:visible;transition:opacity .22s,transform .22s,visibility,background-color .2s;transform:none}.cal-fab:hover{background:var(--cal-fab-hover-bg,var(--cal-fab-bg,var(--cal-fab-bg-default,#111)))}.cal-fab:focus-visible{outline-offset:3px;box-shadow:0 0 0 4px var(--cal-fab-bg,var(--cal-fab-bg-default,#111));outline:2px solid}.cal-fab-icon{flex:none;display:block}@media (width<=767px){.cal-fab{border-radius:var(--cal-fab-radius-mobile,999px);justify-content:center;width:48px;height:48px;padding:0}.cal-fab-text{display:none}}@media (prefers-reduced-motion:reduce){.cal-fab,.cal-fab[data-state=on]{transition:none;transform:none}}@media print{.cal-fab{display:none!important}}.art{background:var(--c-white)}.art-hero{padding:calc(var(--header-h) + 72px) 0 72px}.art-hero-inner{flex-direction:column;gap:24px;display:flex}.art-meta{color:var(--c-muted);flex-wrap:wrap;align-items:center;gap:8px 16px;margin-top:24px;font-size:14px;line-height:21.7px;display:flex}.art-title{max-width:760px;color:var(--c-text)}.art-media{aspect-ratio:1376/639;border-radius:var(--r-img);--mx:50%;--my:50%;background:#2d4a40;margin-top:48px;position:relative;overflow:hidden}.art-band{border-radius:var(--r-img);background:var(--c-dark);align-items:flex-end;height:220px;margin-top:48px;padding:28px 32px;display:flex;position:relative;overflow:hidden}.art-band-dots{width:100%;height:100%;position:absolute;inset:0}.art-band-term{font-family:var(--f-mono);letter-spacing:-.02em;color:var(--c-green-light);overflow-wrap:anywhere;font-size:clamp(28px,5vw,64px);font-weight:500;line-height:1;position:relative}.art-rule{background:var(--c-line-soft);height:1px}.art-body{background:var(--c-page);grid-template-columns:minmax(0,1fr) 654px minmax(0,1fr);display:grid}.art-left,.art-right{padding:48px 32px}.art-toc{top:calc(var(--header-h) + 32px);border-top:1px solid var(--c-line);max-width:260px;margin-left:auto;padding-top:16px;position:sticky}.art-right-sticky{top:calc(var(--header-h) + 32px);flex-direction:column;gap:24px;max-width:280px;display:flex;position:sticky}.art-col{background:var(--c-white);border-left:1px solid var(--c-line-soft);border-right:1px solid var(--c-line-soft);flex-direction:column;gap:40px;min-width:0;padding:40px 32px 72px;display:flex}.art-sec{flex-direction:column;gap:16px;display:flex}.art-h2{font-family:var(--f-alt);color:#000;font-size:16px;font-weight:700;line-height:19.2px}.art-prose{color:var(--c-muted);font-size:14px;line-height:21.7px}.art-prose a{color:var(--c-article-link)}.art-prose-l{color:var(--c-text);font-size:17px;line-height:26.35px}.art-answer{border:1px solid var(--c-line-soft);background:var(--c-surface);gap:12px;padding:24px}.art-banner{background:var(--c-dark);border-radius:var(--r-box);text-align:center;align-items:center;gap:24px;padding:40px 28px;position:relative;overflow:hidden}.art-banner-dots{width:100%;height:100%;position:absolute;inset:0}.art-banner-prose{font-family:var(--f-mono);color:#fff;font-size:16px;font-weight:500;line-height:22px;position:relative}.art-banner-prose a{color:#fff}.art-banner .btn{position:relative}.art-misconceptions .qa-item dt,.art-qa .qa-item dt{font-size:15px}.art-sources .art-prose,.art-related .art-prose{font-size:13px;line-height:19.5px}.art-tags{border-top:1px solid var(--c-line);flex-wrap:wrap;align-items:center;gap:8px;padding-top:24px;display:flex}.art-railcta{background:var(--c-dark);border-radius:var(--r-sm);flex-direction:column;align-items:flex-start;gap:16px;padding:20px;display:flex}.art-railcta-prose{color:#fff;font-size:14px;line-height:21px}.art-railcta-prose a{color:#fff}.art-railcta .btn{padding:10px 14px;font-size:12px}.ai-summary-heading,.share-heading{font-family:var(--f-mono);letter-spacing:1.43px;text-transform:uppercase;color:var(--c-green);margin-bottom:8px;font-size:11px;line-height:15.4px}.ai-summary-list,.share-list{flex-direction:column;list-style:none;display:flex}.ai-summary-list a,.share-list a,.share-list button{border-bottom:1px solid var(--c-line);width:100%;color:var(--c-text);opacity:.75;align-items:center;gap:8px;padding:8px 0;font-size:13px;line-height:19.5px;transition:opacity .2s;display:flex}.ai-summary-list a:hover,.share-list a:hover,.share-list button:hover{opacity:1}.legal{background:var(--c-page)}.legal-hero{padding:calc(var(--header-h) + 120px) 0 48px}.legal-hero-inner{flex-direction:column;gap:14px;display:flex}.legal-title{color:var(--c-green);text-transform:none}.legal-meta{color:var(--c-muted);font-size:13px}.legal-meta time{color:var(--c-text);font-size:16px}.legal-body{flex-direction:column;gap:32px;max-width:760px;margin:0 auto;padding:24px 0 120px;display:flex}.legal-h2{font-family:var(--f-sans);color:var(--c-text);margin-bottom:8px;font-size:16px;font-weight:700;line-height:25.6px}.legal-prose{color:var(--c-text);font-size:16px;line-height:25.6px}.legal-prose>*+*{margin-top:20px}@media (width<=1199.98px){.art-body{grid-template-columns:minmax(0,1fr);justify-items:center}.art-left{display:none}.art-col{width:100%;max-width:654px}.art-right{width:100%;max-width:654px;padding:32px 0 48px}.art-right-sticky{grid-template-columns:1fr 1fr;max-width:none;display:grid;position:static}.art-railcta{grid-column:1/-1}}@media (width<=809.98px){.art-hero{padding:calc(var(--header-h) + 32px) 0 40px}.art-media,.art-band{margin-top:24px}.art-band{height:160px;padding:20px}.art-col{border-left:0;border-right:0;max-width:none;padding:24px 16px 48px}.art-right{padding:24px 16px 40px}.art-right-sticky{grid-template-columns:1fr}.legal-hero{padding:calc(var(--header-h) + 48px) 0 32px}.legal-body{padding:16px 16px 72px}}.tool-wrap .section-tool{padding:0}.tool-head{margin-bottom:28px}.tool-kicker{font-family:var(--f-mono);letter-spacing:1.1px;text-transform:uppercase;color:var(--c-muted-alt);margin:0 0 8px;font-size:11px}.tool-head .tool-heading{margin-bottom:0}.tool-intro{max-width:46rem;color:var(--c-muted);margin:12px 0 0;font-size:16px;line-height:1.55}.tool{color:var(--c-muted);font-size:15px}.tool-body{gap:40px}.tool-panel{background:var(--c-surface);border:1px solid var(--c-line);border-radius:var(--r-box);padding:24px}@media (width>=960px){.tool-panel{top:calc(var(--header-h) + 24px)}}.tool-label,.tool-qgroup-title{font-family:var(--f-mono);letter-spacing:1.1px;text-transform:uppercase;color:var(--c-text);margin-bottom:8px;font-size:11px;font-weight:500}.tool-qgroup-title{border-bottom:1px solid var(--c-line-soft);float:none;width:100%;padding-bottom:8px}.tool-optional{color:var(--c-muted-alt);text-transform:none;letter-spacing:0}.tool-help,.tool-unit,.tool-scale-legend{color:var(--c-muted);margin:6px 0 0;font-size:13px;line-height:1.45}.tool-unit{white-space:nowrap;margin:0}.tool-input{border:1px solid var(--c-line);border-radius:var(--r-btn);background:var(--c-surface);min-height:44px;font:15px/1.4 var(--f-sans);color:var(--c-text);padding:10px 12px;transition:border-color .2s,background-color .2s}.tool-input:hover{border-color:var(--c-muted-alt)}.tool-input:focus{outline:2px solid var(--c-green);outline-offset:1px;background:var(--c-white)}.tool-range{accent-color:var(--c-green);height:4px}.tool-field.has-range .tool-input-row{gap:14px}.tool-field.has-range .tool-input{width:6.5rem}.tool-question{margin-top:20px}.tool-question-text{font-family:var(--f-sans);color:var(--c-text);letter-spacing:0;text-transform:none;font-size:16px;font-weight:500;line-height:1.45}.tool-qnum{min-width:2.2ch;font-family:var(--f-mono);color:var(--c-green);margin-right:6px;font-size:12px;display:inline-block}.tool-option,.tool-scale-option{border:1px solid var(--c-line);border-radius:var(--r-btn);background:var(--c-white);min-height:40px;color:var(--c-text);padding:8px 14px;font-size:14px;line-height:1.3;transition:background-color .2s,border-color .2s,color .2s}.tool-option input,.tool-scale-option input{opacity:0;cursor:pointer;width:100%;height:100%;margin:0;position:absolute;inset:0}.tool-scale-option{min-width:48px;font-family:var(--f-mono);justify-content:center}.tool-option:hover,.tool-scale-option:hover{border-color:var(--c-green)}.tool-option:has(input:checked),.tool-scale-option:has(input:checked){background:var(--c-green);border-color:var(--c-green);color:#fff}.tool-option:has(input:focus-visible),.tool-scale-option:has(input:focus-visible){outline:2px solid var(--c-green);outline-offset:2px}.tool-option>input:focus-visible+span,.tool-scale-option>input:focus-visible+span{outline:0}.tool-check-group{margin-bottom:28px}.tool-check{border:1px solid var(--c-line);border-radius:var(--r-sm);background:var(--c-white);color:var(--c-text);gap:12px;margin-top:8px;padding:12px 14px;font-size:15px;line-height:1.45;transition:border-color .2s,background-color .2s}.tool-check:hover{border-color:var(--c-muted-alt)}.tool-check input{accent-color:var(--c-green);flex:none;width:18px;height:18px;margin:2px 0 0}.tool-check:has(input:checked){border-color:var(--c-green);background:var(--c-line-light)}.tool-check:has(input:focus-visible){outline:2px solid var(--c-green);outline-offset:2px}.tool-chip,.tool-filter{appearance:none;font:600 12px/1 var(--f-mono);letter-spacing:.5px;text-transform:uppercase;border:1px solid var(--c-line);border-radius:var(--r-btn);background:var(--c-white);min-height:40px;color:var(--c-text);cursor:pointer;padding:10px 16px;transition:background-color .2s,border-color .2s,color .2s}.tool-chip:hover,.tool-filter:hover{border-color:var(--c-green)}.tool-chip[aria-pressed=true]{background:var(--c-green);border-color:var(--c-green);color:#fff}.tool-filter[aria-pressed=true]{background:var(--c-btn-dark);border-color:var(--c-btn-dark-border);color:#fff}.tool-chip:focus-visible,.tool-filter:focus-visible{outline:2px solid var(--c-green);outline-offset:2px}.tool-matrix-wrap{border:1px solid var(--c-line);border-radius:var(--r-sm);background:var(--c-white)}.tool-matrix{font-size:14px;line-height:1.45}.tool-matrix th,.tool-matrix td{border-bottom:1px solid var(--c-line-soft);color:var(--c-muted);padding:12px 14px}.tool-matrix thead th{font-family:var(--f-mono);letter-spacing:1.1px;text-transform:uppercase;color:var(--c-text);background:var(--c-surface);font-size:11px;font-weight:500}.tool-matrix tbody th{color:var(--c-text);font-weight:500}.tool-matrix tr.is-marked th,.tool-matrix tr.is-marked td{background:var(--c-line-light)}.tool-panel .tool-result{gap:14px;margin:0;display:grid}.tool-result-head{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:4px 16px;display:flex}.tool-result-heading{font-family:var(--f-mono);letter-spacing:1.1px;text-transform:uppercase;color:var(--c-muted-alt);margin:0;font-size:11px;font-weight:500}.tool-progress{font-family:var(--f-mono);color:var(--c-muted);margin:0;font-size:12px}.tool-score{margin:0}.tool-score-value{font-family:var(--f-mono);letter-spacing:-.04em;color:var(--c-text);font-variant-numeric:tabular-nums;font-size:56px;font-weight:500;line-height:1}.tool-badge{border:1px solid var(--c-green);border-radius:var(--r-btn);font-family:var(--f-mono);letter-spacing:1.1px;text-transform:uppercase;color:var(--c-green);background:var(--c-white);align-items:center;padding:4px 10px;font-size:11px;font-weight:500;display:inline-flex}.tool-panel .tool-outputs{gap:0;margin:0}.tool-output{border-bottom:1px solid var(--c-line);justify-content:space-between;align-items:baseline;gap:16px;padding:10px 0;display:flex}.tool-output dt{color:var(--c-muted);font-size:14px}.tool-output dd{font-family:var(--f-mono);color:var(--c-text);font-variant-numeric:tabular-nums;text-align:right;font-size:16px;font-weight:500}.tool-output.is-primary{padding:4px 0 16px;display:block}.tool-output.is-primary dd{letter-spacing:-.04em;color:var(--c-green);text-align:left;overflow-wrap:anywhere;margin-top:4px;font-size:44px;line-height:1.05}.tool-output.is-muted dd{color:var(--c-muted);font-size:14px}.tool-tier-text{color:var(--c-text);margin:0;font-size:15px;line-height:1.55}.tool-groups{margin:0}.tool-group-row{border-bottom:1px solid var(--c-line-soft);color:var(--c-muted);padding:8px 0;font-size:14px}.tool-group-value{font-family:var(--f-mono);color:var(--c-text);font-variant-numeric:tabular-nums}.tool-result-sub{font-family:var(--f-mono);letter-spacing:1.1px;text-transform:uppercase;color:var(--c-muted-alt);margin:0 0 6px;font-size:11px;font-weight:500}.tool-list ul{color:var(--c-muted);margin:0;padding-left:18px;font-size:14px;line-height:1.55}.tool-list[data-kind=notes] ul{border-radius:var(--r-sm);background:var(--c-white);border:1px solid var(--c-line-soft);padding:12px 14px;list-style:none}.tool-list li+li{margin-top:6px}.tool-secondary{border-top:1px solid var(--c-line);padding-top:14px}.tool-secondary-title{color:var(--c-text);margin:0;font-size:16px;font-weight:500}.tool-secondary-text{color:var(--c-muted);margin:4px 0 8px;font-size:14px;line-height:1.5}.tool-links{margin:0}.tool-link{font-family:var(--f-mono);letter-spacing:.5px;text-transform:uppercase;color:var(--c-green);font-size:12px;font-weight:600;text-decoration:none}.tool-link:hover{text-underline-offset:4px;text-decoration:underline}.tool .tool-actions{margin-top:20px}.tool .tool-cta,.tool .tool-reset{border-radius:var(--r-btn);min-height:40px;font-family:var(--f-mono);text-transform:uppercase;white-space:nowrap;cursor:pointer;border:1px solid #0000;justify-content:center;align-items:center;gap:8px;padding:9px 24px;font-size:14px;font-weight:600;line-height:14px;transition:background-color .2s,border-color .2s,color .2s;display:inline-flex;position:relative}.tool .tool-cta{background:var(--c-btn-dark);border-color:var(--c-btn-dark-border);color:#fff}.tool .tool-cta:hover{background:var(--c-btn-dark-hover);border-color:var(--c-btn-dark-border-hover)}.tool .tool-reset{background:var(--c-line-light);border-color:var(--c-line-light);color:var(--c-green)}.tool .tool-reset:hover{border-color:var(--c-green)}.tool .tool-cta:focus-visible,.tool .tool-reset:focus-visible{outline:2px solid var(--c-green);outline-offset:2px}.tool-note,.tool-privacy{color:var(--c-muted);margin:14px 0 0;font-size:13px;line-height:1.5}.tool-privacy{margin-top:6px}.tool-canvas{border-top:1px solid var(--c-line);padding-top:24px}.tool-canvas-title{font-family:var(--f-mono);margin:0 0 6px;font-size:18px;font-weight:500}.tool-canvas-intro{color:var(--c-muted);margin:0;font-size:14px}.tool-canvas-row{border:1px solid var(--c-line);border-radius:var(--r-sm);background:var(--c-surface);padding:16px}.tool-canvas-out li.is-empty{color:var(--c-muted-alt)}.tool-logic{border-top:1px solid var(--c-line);margin-top:32px;padding-top:16px}.tool-logic>summary{cursor:pointer;font-family:var(--f-mono);letter-spacing:1.1px;text-transform:uppercase;color:var(--c-text);font-size:13px;font-weight:500}.tool-logic>summary:hover{color:var(--c-green)}.tool-logic>summary:focus-visible{outline:2px solid var(--c-green);outline-offset:4px}.tool-logic-list{color:var(--c-muted);font-size:14px;line-height:1.6}.tool-logic .tool-result-sub{margin-top:14px}@media (width<=767px){.tool-panel{padding:18px}.tool-output.is-primary dd{font-size:36px}.tool-score-value{font-size:44px}.tool-scale-option{flex:1 1 0;min-width:0;padding-inline:0}.tool .tool-cta,.tool .tool-reset{flex:100%}}:where(.tool-body){align-items:start;gap:2rem;display:grid}@media (width>=960px){:where([data-tool-type=calculator],[data-tool-type=scorecard],[data-tool-type=finder])>:where(.tool-body){grid-template-columns:minmax(0,1.25fr) minmax(0,1fr)}:where(.tool-panel){position:sticky;top:6rem}}:where(.tool-fields){gap:1.25rem;display:grid}:where(.tool-field,.tool-question,.tool-check-group,.tool-canvas-axis){border:0;min-width:0;margin:0;padding:0}:where(.tool-label,.tool-question-text){margin-bottom:.5rem;padding:0;display:block}:where(.tool-input-row){align-items:center;gap:.75rem;display:flex}:where(.tool-range){accent-color:currentColor;flex:auto;min-width:0}:where(.tool-input){min-width:0;font:inherit}:where(.tool-input[type=number]){flex:none;width:7.5rem}:where(.tool-field:not(.has-range)) :where(.tool-input[type=number]){flex:auto;width:100%;max-width:14rem}:where(.tool-field-text) :where(.tool-input){width:100%}:where(.tool-qgroup){gap:1.5rem;display:grid}:where(.tool-qgroup+.tool-qgroup){margin-top:2rem}:where(.tool-options,.tool-scale,.tool-chips){flex-wrap:wrap;gap:.5rem;display:flex}:where(.tool-option,.tool-scale-option,.tool-check){cursor:pointer;align-items:center;gap:.5rem;display:inline-flex;position:relative}:where(.tool-check){align-items:flex-start;margin-top:.5rem;display:flex}:where(.tool-check-group+.tool-check-group){margin-top:1.5rem}:where(.tool-matrix-wrap){margin-top:1rem;overflow-x:auto}:where(.tool-matrix){border-collapse:collapse;width:100%}:where(.tool-matrix) :where(th,td){text-align:left;vertical-align:top;padding:.6rem .75rem}:where(.tool-matrix.is-filtered) :where(tbody tr:not(.is-marked)){display:none}:where(.tool-filter){margin-top:1rem}:where(.tool-actions){flex-wrap:wrap;align-items:center;gap:.75rem;margin-top:1.5rem;display:flex}:where(.tool-outputs){gap:.75rem;margin:1rem 0;display:grid}:where(.tool-output) :where(dt,dd){margin:0}:where(.tool-groups,.tool-list ul,.tool-logic-list,.tool-canvas-out){margin:.5rem 0 0;padding-left:1.1rem}:where(.tool-groups){padding:0;list-style:none}:where(.tool-group-row){justify-content:space-between;gap:1rem;padding:.35rem 0;display:flex}:where(.tool-score){flex-wrap:wrap;align-items:baseline;gap:.75rem;margin:.75rem 0;display:flex}:where(.tool-links){flex-wrap:wrap;gap:.5rem 1.25rem;margin-top:1rem;display:flex}:where(.tool-link){align-items:center;gap:.35rem;display:inline-flex}:where(.tool-canvas){margin-top:2.5rem}:where(.tool-canvas-rows){gap:1.5rem;margin-top:1rem;display:grid}:where(.tool-canvas-row){gap:.5rem;display:grid}:where(.tool-logic){margin-top:2rem}:where(.tool-logic>summary){cursor:pointer}:where(.tool-reset):not([data-ready]){visibility:hidden}:where(.tool-option,.tool-scale-option,.tool-check)>input:focus-visible+span,:where(.tool-chip,.tool-filter,.tool-logic>summary):focus-visible{outline-offset:2px;outline:2px solid}:where(.tool-field,.tool-question){align-content:start}